January 2006 Net Worth Update (+$9,814)

Here's my net worth update for January as of 1/31/2006. It a great way to start the year and I am well on my way to reaching my year end net-worth goal of $265,000.

	Dec-05	Jan-06	Change	%
Cash	$ 6,767.92	$ 8,322.69	$ 1,554.77	22.97%
Saving	$ 31,578.16	$ 32,182.28	$ 604.12	1.91%
Brokerage	$ 41,444.02	$ 45,559.61	$ 4,115.59	9.93%
Roth IRA	$ 20,508.99	$ 21,476.28	$ 967.29	4.72%
401(k)	$ 71,494.39	$ 72,649.45	$ 1,155.06	1.62%
Stock Option	$ -	$ -	$ -	0.00%
ESPP	$ 29,249.98	$ 28,929.72	$ (320.26)	-1.09%
Rental Equity	$ 40,842.21	$ 41,026.58	$ 184.37	0.45%
Other Assets	$ -	$ -	$ -	0.00%
Receivable	$ -	$ -	$ -	0.00%
Reserve Funds	$ -	$ -	$ -	0.00%
Loans	$ (31,894.81)	$ (30,341.25)	$ 1,553.56	-4.87%
Tax Liability	$ (3,000.00)	$ (3,000.00)	$ -	0.00%
Total	$ 206,990.86	$ 216,805.36	$ 9,814.50	4.74%

Highlights for January
-All credit card debt (except current month's purchases) is in the form of 0% APR balance transfers earning interest in my savings accounts.
-I reduced my monthly stock investments as well as reduced my 401k contributions (down to 10% from 20%) to increase the amount of cash on hand in the event I came to an agreement to buy a house (I made offers on 2 different houses), but couldn't come in agreement with either seller.
-I found out that in 2005 I had earned $1990 in passive income.
-I bought Taxcut Deluxe + State for a net $8.96 and have been working on my federal and state income taxes ever since.
-After searching around for various options, I decided to try Quickbooks SimpleStart to help me keep track of self-employment income.


Stock Investments for January (Outside of 401k & ESPP):
$250 in Roth IRA
Since I was trying to increase my cash on hand, I refrained from additional investing for the month.