December 2005 Net Worth Update (+$3,539)

Here's my net worth update for December as of 12/31/2005. It marks the end of a great year where I exceeded my goal of a net worth of $205,000.

	Nov-05	Dec-05	Change	%
Cash	$ 3,355.59	$ 6,767.92	$ 3,412.33	101.69%
Saving	$ 30,980.74	$ 31,578.16	$ 597.42	1.93%
Brokerage	$ 40,820.91	$ 41,444.02	$ 623.11	1.53%
Roth IRA	$ 20,080.20	$ 20,508.99	$ 428.79	2.14%
401(k)	$ 66,507.31	$ 71,494.39	$ 4,987.08	7.50%
Stock Option	$ -	$ -	$ -	0.00%
ESPP	$ 31,598.51	$ 29,249.98	$ (2,348.53)	-7.43%
Rental Equity	$ 40,476.04	$ 40,842.21	$ 366.17	0.90%
Other Assets	$ -	$ -	$ -	0.00%
Receivable	$ -	$ -	$ -	0.00%
Reserve Funds	$ -	$ -	$ -	0.00%
Loans	$ (30,368.38)	$ (31,894.81)	$ (1,526.43)	-5.03%
Tax Liability	$ -	$ (3,000.00)	$ (3,000.00)	- %
Total	$ 203,450.92	$ 206,990.86	$ 3,539.94	1.74%

Highlights for December
-All credit card debt (except current month's purchases) is in the form of 0% APR balance transfers earning interest in my savings accounts.
-I saved some money on a car repair by buying the car parts myself and having the mechanic install them.
-I added an estimated $3,000 in tax liability to offset my estimated increased tax liability.
-I began thinking about what my 2006 net worth goal should be and finalized my net worth goal for 2006 at $265,000.
-I determined my annual saving rate for 2005 was almost 57% of my pre-tax income.
-After I met my 2005 net worth goal, I splurged and took advantage of some of the after christmas sales to celebrate my success.

Stock Investments for December (Outside of 401k & ESPP):
$1150 in Pfizer DRIP
$200 in Roth IRA